6 laws of money the rich OBEY (and you were never taught)

August 4, 2026

The foundational law of wealth is understanding the difference between an asset and a liability. An asset puts money in your pocket (e.g., rental properties, dividend stocks, businesses), while a liability takes money out (e.g., mortgages, car loans, credit card debt).

Most people remain in the “rat race” because they acquire liabilities they believe are assets, such as a primary residence which costs money monthly rather than generating income. The rich focus entirely on building an asset column that generates enough cash flow to buy luxuries, whereas the poor and middle class buy luxuries directly with their labor income.

The 6 Laws of Wealth

These specific laws, often culled from The Richest Man in Babylon and reinforced by modern financial educators, outline the mechanical steps to building wealth:

1. Keep a Part of What You Earn You must save at least 10% to 25% of your income before paying any bills or expenses. This “pay yourself first” principle ensures you always have capital to invest. If you cannot save from your current income, you must reduce expenses immediately.

2. Put Your Savings to Work Saving alone is insufficient due to inflation. You must invest your savings so they multiply. Money should be treated as a worker that earns more money for you 24 hours a day. Common vehicles include stocks, bonds, and income-generating real estate.

3. Avoid Bad Debt The poor pay interest; the rich earn interest. Avoid consumer debt used for depreciating items like cars or clothes. While the rich may use leverage, it is strictly for acquiring income-producing assets, not for funding a lifestyle.

4. Do Not Speculate Avoid “get-rich-quick” schemes. Wealth is built through solid, long-term businesses and investments you understand. Speculation often leads to the loss of principal, whereas investing relies on fundamental value and time.

5. Invest in Yourself Your greatest asset is your mind. Continuously gain knowledge and skills to increase your earning power and financial intelligence. This includes learning about accounting, investing, markets, and the law.

6. Diversify Your Assets Secure your wealth by having multiple streams of passive income. Diversification across different asset classes (real estate, equities, intellectual property) insures you against market downturns in any single sector.

Hidden Behavioral Rules

Beyond the mechanical laws, wealthy individuals adhere to behavioral rules that are rarely taught in schools:

Savings Rate Over Returns Your savings rate matters more than investment returns. A high savings rate with average returns outperforms a low savings rate with genius investing. Compounding only works on the capital you actually keep.

Time is the Primary Asset You can rebuild lost money, but you cannot rebuild lost time. Starting early allows compound interest to work exponentially. Delaying investment by a decade can require saving five times as much later to achieve the same result.

Focus on “Big Wins” Rich people apply the 80/20 principle, focusing on “$30,000 questions” (negotiating a raise, lowering housing costs, starting a business) rather than “$3 questions” (skipping a latte). Optimizing small expenses yields minimal results compared to strategic income growth.

Strategic Principles for Wealth

To truly obey the laws of money, one must adopt specific strategic frameworks regarding taxes and risk:

Use Corporations and Taxes The rich use legal structures to keep more of what they earn. Employees earn, pay taxes, then spend. Corporations earn, spend (on expenses), and then pay taxes on what is left. Understanding tax law is a critical component of financial IQ.

Work to Learn, Not to Earn Early in your career, prioritize jobs that teach sales, marketing, and leadership over those that simply offer a higher salary. These specialized skills are essential for building and managing your own asset column later.

Invent Money Financial intelligence allows you to see and create opportunities others miss. This involves finding undervalued deals, organizing smart people, and raising capital creatively rather than waiting for opportunities to be handed to you.

What Does The KJV Bible Say?

The six laws of money the rich obey focus on owning assets over consuming, making money work, and leveraging systems, anchored by KJV maxims like Proverbs 22:7 and Proverbs 21:20.

6 Laws of Money with KJV Verses

Law	Core Principle	KJV Scripture Reference
1. Ownership vs. Consumption	Own income-producing assets, do not just spend on liabilities.	Proverbs 13:11 (“He that gathereth by labour shall increase.”)
2. The Power of Leverage	The borrower serves the lender; position yourself as the controller.	Proverbs 22:7 (“The rich ruleth over the poor, and the borrower is servant to the lender.”)
3. Strategic Retention	Save and store rather than instantly spending all income.	Proverbs 21:20 (“There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.”)
4. Diligent Production	Wealth requires focused, active skill and industrious labor.	Deuteronomy 8:18 (“But thou shalt remember the Lord thy God: for it is he that giveth thee power to get wealth…”)
5. Long-Term Planning	Hasty shortcuts lead to deficiency; methodical plans yield profit.	Proverbs 21:5 (“The thoughts of the diligent tend only to plenteousness; but of every one that is hasty only to want.”)
6. Generous Circulation	Giving and proper circulation break the selfish hoarding of money.	Proverbs 11:24 (“There is that scattereth, and yet increaseth; and there is that withholdeth more than is meet, but it tendeth to poverty.”)

10 Real-World Examples

Buying rental real estate instead of leasing a luxury car.
Reinvesting business profits into equipment rather than personal luxuries.
Using low-interest business lines of credit secured by assets.
Setting up automatic monthly transfers into high-yield savings.
Building automated software or e-commerce systems that generate sales 24/7.
Passing down generational property and structured trusts to descendants (Proverbs 13:22).
Choosing equity compensation over a flat salary increase.
Retaining an emergency cash margin for unexpected market downturns.
Refusing consumer debt for depreciating electronics or vacations.
Funding charitable foundations that double as tax-advantaged asset holders.

Myers-Briggs (MBTI) Analyst Report: The Analyst (INTJ/ENTJ) Perspective

Strategic Detachment: Analysts view money as a resource allocation matrix rather than an emotional security blanket.
Systems Mindset: INTJ and ENTJ personalities naturally gravitate toward Law 1 and Law 2, identifying structural inefficiencies in consumer loops and choosing to build scalable models.
Risk Management: They implement Law 3 and Law 5 with cold precision, treating capital retention as an operational necessity for long-term dominance.

Jordan Maxwell Analyst Report: The Maritime/Commerce Framework

The Law of Water: Researcher Jordan Maxwell famously taught that modern finance operates under ancient maritime/admiralty law (the “law of the sea”) rather than common land law, noting that financial terms are deeply tied to water metaphors (currency/current, liquid assets, bank junctions).
The Vessel Concept: Maxwell argued that the global commercial matrix treats human bodies and birth certificates as registered shipping manifests or corporate stock, meaning the unwary are utilized as collateral by the system.
Decoding the Elite: Maxwell’s analysis asserts that the wealthy elite obey these hidden structural, linguistic, and symbolic rules of commerce silently, while the public remains trapped in basic consumer obedience.

As You seek understanding and clarity in your life you should always turn to your Heavenly Father for Guidance

Table of Contents

Youtube Video (Todays Message)
Are You Your Own Worst Enemy?
Women are looking for a fathers love
Spiritual Order – In The Family and Church
How God Commands Us To Forgive Those Who We Have Resentment Toward
Join Our Newsletter
Top Seven Articles
Our Mission Statement
Our Vision
Tithing And Giving!

When Tithing please give what you feel is good to the amount we are helping you in your spiritual life.

Here is a YouTube video to help theses who need to understand someone explaining the important message, the YouTube video is called, “6 laws of money the rich OBEY (and you were never taught)”, This video is with Mark Moss YouTube Channel:

Note: MadeManMinistries.com has no relations with Mark Moss YouTube Channel, but MadeManMinistries.com enjoys sharing the word.

Note: We do use YouTube Video’s under the “Fair Use” Act under the Copyright Law:

“Fair use is a doctrine in the United States copyright law codified in Section 107 of the Copyright Act of 1976.¹ It provides for the legal, non-licensed citation or incorporation of copyrighted material in another author’s work without requiring permission from the rights holders, such as for commentary, criticism, news reporting, research, teaching or scholarship.⁰¹ The U.S. Copyright Office Fair Use Index should prove helpful in understanding what courts have to date considered to be fair or not fair but it is not a substitute for legal advice.²“

Father God, Let Your Will Be Done, Not My Will mademanministries

This is a major important point about forgiveness

Leave there thy gift before the altar, and go thy way; first be reconciled to thy brother, and then come and offer thy gift. -MATTHEW 5:24 KJV

Are You Your Own Worst Enemy?

I would start out by saying what Jesus Christ would want us to do? Pray and how should we pray? The Lord’s Prayer, and how often should we pray? Continually. Why do we use the Lord’s Prayer and not some other? The Lord’s Prayer covers all the areas that is important for our spiritual being.

When we pray the Lords prayer we ask to forgive our enemies, let God’s will be done, the kingdom to come. By praying the Lord’s prayer we let go of many thoughts we have in our head and give them back to God so we can have things revealed to us.

We must overcome resentment in our heart, and in a past video I shared about Dr. Jordan Peterson talks about how resentment can destroy us and we become our own very worst enemy and Jordan goes on to say that we must talk to people what we have resentment toward to overcome that resentment. Other people who lived in the past who talked about this is Jesus Christ and someone who is living now who talks about this daily is Brother Augustine, Dr. John MacArthur, Dr. Charles Stanley, Rev. John Piper and Pastor Paul Washer.

Women are looking for a fathers love

Women are looking for a fathers love. Its important that men understand women are looking for a fathers love and not get screwed. Woman more than anything are looking for a strong spiritual man to lead the future (the family). I think in many YouTube videos on biblical teachings, how young women are being hurt by men that are just looking to get laid instead of doing right and being in Christ and setting a good example of a strong man. We must be in Christ, hate no one, love all, forgave theses we resent, love what is right and support people who are walking with God.

Women need their fathers in their lives to be strong man to be good examples and not BETA men or weak examples of what a man should be. Its important that a man leads the way as Christ leads men, we as man need to fellow Jesus Christ to keep society from going to HELL.

Every day you can see or people watch how some men and women our living in hell without the right spiritual order then you will continue your hellish way according to 2 Peter. You can also find it in Romans. God will give you over to a reprobate mind.

And even as they did not like to retain God in their knowledge, God gave them over to a reprobate mind, to do those things which are not convenient. – Romans 1:28 (KJV)

In Romans 1, Paul refers to something known as a reprobate mind. If you’re not familiar with the term reprobate, the literal definition in the Greek is failing to pass the test, unapproved, counterfeit.

Spiritual Order – In The Family and Church

God the father

Jesus Christ

Father (Men over women)

Mother (Women over children)

Here is Book, Chapter and Verse from the Kings James Version 1 Corinthian 11:2-16, But the main message is in 1 Corinthian 11:3: “³But I would have you know, that the head of every man is Christ; and the head of the woman is the man; and the head of Christ is God.”

A Woman Conferring The Spiritual Order According to Saint Paul And How The War On The Family Is Being Wage:

How You Treat People Is Who You Are! On Judgement Day You Will Be Judged How You Treated The Less Fortunate (Open Letter

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Father’s Rights

Open Letter To: President Joe Biden, President Putin, Pope Francis, Governors Of All States In America (Any Government Leaders, Officials Who Call Jesus Christ Lord):

GARBAGE GENERATION

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Daniel Amneus – The Garbage Generation.pdf Link

Back to Patriarchy!

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The Ten Lepers – Resource for Kids Ministry mademanministries — The Ten Lepers

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How God Commands Us To Forgive Those Who We Have Resentment Toward.

All of us are tested everyday by our personal internal struggle coming from resentment of what happened earlier in our lives as children typically what our mother did to us, telling how our fathers were not good enough or driving us away from our fathers when we were children. We most go to the people that we have resentment against and forgive them. By forgiving our mothers or whoever we have resentment against, God will forgive us and we can return to the heavenly Father through our Lord and Savior Jesus Christ.

It was said if you don’t love everyone then you love no one. People today live like the Old Testament people did. We must forgive and love everyone as God Commanded us to do according to Matthew 22:34-40.

After Reading The Passage I would Recommend Doing A Silent Prayer

Its is said: Be still, and know that I am God: I will be exalted among the heathen, I will be exalted in the earth. Psalm 46:10 King James Version (KJV)

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In a world where it is so easy to forget the importance of God, we must remember that He is holy and will not share His glory. America has forgotten this truth and it is time for us to re-examine our relationship with God and recognize that He is the one true God who deserves our full devotion and reverence. We must remember that He will not be taken lightly or ignored, but rather should be honored as the Creator of all things. Only then can we truly experience His love and grace in our lives.

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Now is the time for a new movement of men. As brothers, fathers let’s become who we’re created to be, knowing our identity, purpose, and destiny in Christ. Then let’s do, linking arms to change the world for good … and for God. Help bring transformation and revival to our families, churches, and communities.

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